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June is National Homeownership Month—a time to celebrate reaching one of life’s significant milestones. As a new homeowner, your journey is filled with excitement and responsibilities, especially...

Summer is the perfect time to break out your favorite outdoor toys, like motorcycles, ATVs, boats, and RVs. However, ensuring these items are safeguarded with appropriate insurance is key to...

The Dangers of Distracted DrivingImagine you're driving at 55 mph, and you glance at your phone. In just five seconds, you've traveled the length of a football field without looking at the road....

March is celebrated as National Umbrella Month, a time to appreciate this everyday tool and consider its symbolic representation of protection. Just as a physical umbrella shields us from...

As we steer into 2025, individuals and businesses alike are witnessing notable shifts in insurance rates. Various factors are contributing to this trend, necessitating a deeper understanding to...

As we find ourselves in the heart of hurricane season, it's important to stay prepared for potential evacuations or emergency situations. One of the most crucial steps in this process is assembling...

Insurance rates are a common concern for homeowners and businesses alike. Over the past few years, many policyholders have noticed an increase in their premiums. At Skarpa Insurance Agency, we...

Flood season and spring storms are annual occurrences that can pose significant risks to homeowners in Liberty County, TX. These natural events can lead to extensive property damage and create...